Mortgages By Liz
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Elizabeth Prins, AMP
Mortgage Depot
Liz@MortgageCanada.com
p.250.475.1166    toll-free.1.888.622.7999
f.250.475.1164
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Useful Information
WHY USE A MORTGAGE BROKER?

When you go directly to your bank to inquire about a mortgage, you will be talking to an individual who is paid by that bank to represent the best interests of the bank. The banker you are speaking with has been told what to say by their corporate boss. You are not provided with choices or options. The purchase of a home is one of the biggest financial decisions you will ever make and choosing the wrong mortgage could cost you thousands of extra dollars. How do you know your bank has offered the best mortgage available?


I do not have a corporate boss. I work for you! I am committed to helping my clients not only understand what I am talking about, but I am also going to compare a variety of lenders to determine which one offers the best rates, terms and options to meet your specific needs.


To strengthen your purchase position, I will use the most sophisticated technology in the country to review your objectives, check your credit, compare alternatives from different lenders, calculate the purchase price you can afford, and prepare you to shop with confidence. I will show you the large savings that can be realized by taking advantage of prepayment privileges and will explain the benefits of bi-weekly and double up options. Representing many lenders means you can count on me for objective advice and unbiased recommendations.

Useful Topics
Bank of Canada Schedule of Key Interest Rate Announcements
Bank Representative or Mortgage Broker
BC HST Guidelines - June 29 2010
BC Real Estate New Home HST Calculator
Being Green. Saving Energy and Saving Money!
Buyers To Do List
Buying A Condo - Tips on Getting The Best Value
CMHC Buying a Condo
CMHC Environmental Site Assessment
CMHC Understanding Your Mortgage Contract
CMHC Wells and Septic
Collateral mortgages ~ pitfalls
Competition in the Mortgage Market
First Time Home Buyers and Property Transfer Tax Act
Gift Letter Template
Glossary of Mortgage Terms
History of BC Notaries
Interest Rate Differential (IRD)
Portable Mortgages
Power of Attorney
Shopping for Your First Mortgage
Title Insurance
Understanding the Bond Market and Interest Rates
Understanding Variable Interest Rate Mortgages
What are the risks of writing an offer WITHOUT a financing clause? MANY!
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